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Copyright 2004-2010 Kieffer Insurance - All rights reserved
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We have recently asked our attorney to outline what a
responsible party to an accident in Maine may be liable for
should a wrongful death occur. Outlined below are the various
damages, which may be awarded regardless of insurance
coverage. It's especially important to note that item #4 has
recently been increased to $400,000 from $150,000. We
strongly encourage you to give serious consideration to all
items outlined in this statute when selecting liability limits for
your home, auto, recreational vehicle, business policies, etc.
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Maine Wrongful Death Statute
Title 18-A MRSA Section 2-084
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Under Maine law, whenever the death of a person is caused
by a wrongful act or the negligence of another party, the
person or corporation who caused the death is liable for
damages to the estate of the person who died.
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Damages under the Maine Wrongful Death act may be
awarded as follows:
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Pecuniary Damages - Pecuniary damages include the lost
earnings that the decedent would have earned for his
family during his or her work-life expectancy. (As an
example, assume that a male decedent 45 years of age
is killed in an automobile collision and that at the time of
the accident he was earning $50,000 per year. Based on
his work life expectancy of 16.6 years, the present value
of his future lost earnings based would be $547,200
based on a 4% fair rate of return.
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Medical, Surgical & Hospital Care;
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Loss of comfort, society & companionship up to a limit
of $400,000.
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Punitive Damages - in cases on intentional actions
(e.g. murder) not to exceed $75,000.
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Should you wish to consider higher liability limits in light of
this statute, please call or stop in to discuss.
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Best Regards,
Rob Kieffer, CIC
Kieffer Insurance
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Proudly Serving
Maine since 1926!
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We sell all lines of Personal
and Commercial Insurance
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"The County's Trusted Choice"
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Kieffer Insurance
101 High Street
Caribou, Maine 04736
Aroostook County, ME
(207) 496-3661
Fax: (207) 498-6012
Office Hours: 7:30 am to
5:00 pm, Mon - Fri
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