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Maine Snowmobile Insurance Information
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The value of good snowmobile insurance often doesn't
become apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have Maine snowmobile insurance coverage you can count on. |
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Let our experienced Maine Snowmobile Insurance policy
specialist explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable yearly snowmobile insurance policies from leading insurance companies serving Maine. This means stable premiums and none of those 15% increases after the first year. |
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Click on the link below to fill out a quote request form for
a Maine Snowmobile Insurance policy that will provide excellent snowmobile insurance coverage at an affordable cost. Or you can speak with our Maine Snowmobile Insurance agent specialist at 207-496-3661 to discuss the policy features in more detail. |
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Learn more about Maine Snowmobile
Insurance policy coverage options below! |
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Covers damage caused to the owners snowmobile from a
collision caused by another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the Snowmobile Insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Maine Snowmobile Insurance policy. |
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Maine Snowmobile Insurance FAQ
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Covers damage caused to the insured's snowmobile (your snowmobile)
from risks such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the snowmobile insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Maine Snowmobile Insurance policy. |
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Maine Snowmobile Insurance FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under
this part of a snowmobile insurance policy. Maine's minimum liability insurance coverage requirements are 50/100/25 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are higher than the minimums required by Maine law. Contact us at 207-496-3661 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Liability limits explanation:
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50/100/25 50=$50,000 - 100=$100,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured
in an accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property,
such as a fence or house, is covered through the property damage coverage in Snowmobile Insurance. This coverage also assists in protecting you if a lawsuit arises from an accident. |
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Maine Snowmobile Insurance FAQ
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Maine Snowmobile Insurance FAQ
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Medical payments coverage pays for the medical and funeral expenses
for you or others hurt or killed in an accident while riding on or driving your snowmobile. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a snowmobile when you are walking or if you are riding on another snowmobile. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is a required for Snowmobile Insurance in Maine and your insurance policy must have a minimum of $1,000 of medical payments coverage. |
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Benefits Provided:
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80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home
nursing care).
60% of disability benefits for any loss of gross income and loss of
earning capacity from inability to work because of an injury suffered in an accident. |
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Maine does not require "no-fault" snowmobile insurance
coverage. This coverage pays medical bills for injuries suffered in a snowmobile accident regardless of who caused the accident. |
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Maine Snowmobile Insurance FAQ
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50/100 50=$50,000 - 100=$100,000
First number = uninsured motorist maximum for one
person injured in an accident.
Second number = uninsured motorist maximum for all
injuries in one accident. |
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Example of uninsured motorist limits:
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Maine Snowmobile Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run
driver or an at-fault driver who has no snowmobile liability insurance. This is required for Snowmobile Insurance in Maine. Maine's minimum uninsured motorist insurance coverage requirements are 50/100 and is explained in detail below. Contact us at 207-496-3661 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has snowmobile
liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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This type of snowmobile insurance coverage pays for your medical
expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient snowmobile insurance coverage. The snowmobile insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required coverage in Maine. |
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Underinsured Motorist Bodily Injury Coverage
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Maine Snowmobile Insurance FAQ
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We are your local Aroostook County, Maine full-service insurance agency,
offering affordable Maine Snowmobile Insurance policy premiums to residents of the following towns and counties in Maine: Caribou, Presque Isle, Van Buren, Houlton, Perham, Washburn, Crouseville, Mapleton, Fort Fairfield, Ashland, New Sweden, Portage, Limestone, Mars Hill, Bridgewater, Easton, Blaine, Guerette, Keegan, St. Agatha, Grand Isle, Fort Kent, Madawaska, St. John, St. Francis, Dickey, Clayton Lake, Allagash, Winterville, Knowles Corner, Smyrna Mills, Littleton, Ludlow, Millinocket, Bangor, Waterville, Pittsfield, Augusta, Auburn, Lewiston, Bar Harbor, Ellsworth, Belfast, Bucksport, Bath, Portland, Saco, Biddeford, Penobscot County, Piscataquis County, Somerset County, Washington County, and Cumberland County, ME. |
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Click on the link below to fill out a quote request form for a Maine
Snowmobile Insurance policy that will provide excellent snowmobile insurance coverage at an affordable cost. Or speak with our Maine Snowmobile Insurance agent specialist at 207-496-3661 to discuss the policy features in more detail. |
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Kieffer Insurance
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Proudly Serving
Maine since 1926!
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Copyright 2004-2012 Kieffer Insurance - All rights reserved
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Built & Maintained by InsuranceWebsiteServices.com
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"The County's Trusted Choice"
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Maine Snowmobile & Business
Insurance Specialists
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Kieffer Insurance
101 High Street
Caribou, Maine 04736
Aroostook County, ME
(207) 496-3661
Toll Free: (877) 496-3661
Fax: (207) 498-6012
Office Hours: 7:30 am to
5:00 pm, Mon - Fri |
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Snowmobile
Insurance
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