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Maine Motorcycle Insurance Information
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The value of good motorcycle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or a more substantial accident, it pays to have insurance coverage you can count on. |
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Let our experienced Maine Motorcycle Insurance policy specialist
explain the different Liability limits, Comprehensive, Collision, Uninsured Motorist, Personal Injury Protection, Medical coverages, and deductibles that are available for you to choose from. We offer affordable motorcycle insurance policies from a leader in the insurance industry. This means stable premiums and none of those 15% increases after the first year. |
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Click on the link below to fill out a quote request form for a
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or speak with our Maine Motorcycle Insurance agent specialist at 207-496-3661 to discuss the features. |
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We are your local Aroostook County, Maine full-service insurance agency, offering
affordable Maine Motorcycle Insurance policy premiums to residents of the following towns and counties: Caribou, Presque Isle, Van Buren, Houlton, Perham, Washburn, Crouseville, Mapleton, Fort Fairfield, Ashland, New Sweden, Portage, Limestone, Mars Hill, Bridgewater, Easton, Blaine, Guerette, Keegan, St. Agatha, Grand Isle, Fort Kent, Madawaska, St. John, St. Francis, Dickey, Clayton Lake, Allagash, Winterville, Knowles Corner, Smyrna Mills, Littleton, Ludlow, Millinocket, Bangor, Waterville, Pittsfield, Augusta, Auburn, Lewiston, Bar Harbor, Ellsworth, Belfast, Bucksport, Bath, Portland, Saco, Biddeford, Penobscot County, Piscataquis County, Somerset County, Washington County, and Cumberland County, ME. |
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50/100 50=$50,000 - 100=$100,000
First number = uninsured motorist maximum for one person injured in
an accident.
Second number = uninsured motorist maximum for all injuries in one
accident. |
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Learn more about Maine Motorcycle
Insurance policy coverage options below! |
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Covers damage caused to the owners motorcycle from a collision caused by
another vehicle or other object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost within the Maine Motorcycle Insurance policy. |
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Maine Motorcycle Insurance FAQ
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Covers damage caused to the insured's motorcycle (your motorcycle) from
risks such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost within the Maine Motorcycle Insurance policy. |
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Maine Motorcycle Insurance FAQ
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Bodily Injury Liability
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Injuries that you (insured) cause to someone else is covered under this
part of a motorcycle insurance policy. Maine's minimum liability insurance coverage requirements are 50/100/25 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the minimums required by Maine law. Contact us at 207-496-3661 to discuss what liability coverage amounts you require to meet your family and personal needs. |
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Liability limits explanation:
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50/100/25 50=$50,000 - 100=$100,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in
an accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Property Damage Liability
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Damage caused by the insured (you) to someone else's property,
such as a motorcycle, car, fence, or house, is covered through property damage motorcycle insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. |
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Maine Motorcycle Insurance FAQ
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Benefits Provided:
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80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home
nursing care).
60% of disability benefits for any loss of gross income and loss of
earning capacity from inability to work because of an injury suffered in an accident. |
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Maine Motorcycle Insurance FAQ
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Maine does not require "no-fault" motorcycle insurance coverage. This
coverage pays medical bills for injuries suffered in a motorcycle accident regardless of who caused the accident. |
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Maine Motorcycle Insurance FAQ
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Example of uninsured motorist limits:
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Maine Motorcycle Insurance FAQ
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Covers the insured (you) for your bodily injury caused by a hit-and-run
driver or an at-fault driver who has no auto or motorcycle liability insurance. This is required for Motorcycle Insurance in Maine. Maine's minimum uninsured motorist insurance coverage requirements are 50/100 and is explained in detail below. Contact us at 207-496-3661 to discuss what uninsured coverage amounts you require to meet your family and personal needs. |
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This coverage comes into play when an at-fault driver has auto or
motorcycle liability insurance, but the limit of insurance is inadequate to pay for your damages. |
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Protects you if your motorcycle is damaged in an accident caused by a
driver who has insufficient auto or motorcycle insurance coverage. This coverage pays the difference between the coverage limit you select and the other driver's property damage coverage limit. This is not a required coverage in Maine. |
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This type of motorcycle insurance coverage pays for your medical
expenses, lost wages, and other damages when you or your passengers are injured in an accident caused by a driver who has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage typically pays the difference between the coverage limit you select and the other driver's bodily injury coverage limit. This is not a required coverage in Maine. |
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Underinsured Motorist Bodily Injury Coverage
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Underinsured Motorist Property Damage Coverage
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Maine Motorcycle Insurance FAQ
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Click on the link below to fill out a quote request form for a Maine
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an affordable cost. Or speak with our Maine Motorcycle Insurance agent specialist at 207-496-3661 to discuss the features. |
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Medical payments coverage pays for the medical and funeral expenses
for you or others hurt or killed in an accident while riding on or driving your motorcycle. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit by a car when you are walking or if you are riding on another motorcycle. This coverage will pay for your medical and funeral expenses even if you cause the accident. The coverage is often limited to medical care you get in the first one, two, or three years after the accident and is limited to a specific dollar amount. This is a required for Motorcycle Insurance in Maine and your insurance policy must have a minimum of $1,000 of medical payments coverage. |
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Kieffer Insurance
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Proudly Serving
Maine since 1926!
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Copyright 2004-2009 Kieffer Insurance - All rights reserved
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Built & Maintained by InsuranceWebsiteServices.com
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"The County's Trusted Choice"
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Maine Motorcycle & Business
Insurance Specialists
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Kieffer Insurance
101 High Street
Caribou, Maine 04736
Aroostook County, ME
(207) 496-3661
Fax: (207) 498-6012
Office Hours: 7:30 am to
5:00 pm, Mon - Fri |
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Motorcycle
Insurance
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