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Maine Boat Insurance Information
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We are your local Aroostook County, Maine full-service insurance agency,
offering affordable Maine Boat Insurance policy premiums to residents of the following towns and counties: Caribou, Presque Isle, Van Buren, Houlton, Perham, Washburn, Crouseville, Mapleton, Fort Fairfield, Ashland, New Sweden, Portage, Limestone, Mars Hill, Bridgewater, Easton, Blaine, Guerette, Keegan, St. Agatha, Grand Isle, Fort Kent, Madawaska, St. John, St. Francis, Dickey, Clayton Lake, Allagash, Winterville, Knowles Corner, Smyrna Mills, Littleton, Ludlow, Millinocket, Bangor, Waterville, Pittsfield, Augusta, Auburn, Lewiston, Bar Harbor, Ellsworth, Belfast, Bucksport, Bath, Portland, Saco, Biddeford, Penobscot County, Piscataquis County, Somerset County, Washington County, and Cumberland County, ME. |
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Maine Homeowners, Auto, Boat
& Business Insurance Specialists
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Kieffer Insurance
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Proudly Serving
Maine since 1926!
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Copyright 2004-2012 Kieffer Insurance - All rights reserved
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Built & Maintained by InsuranceWebsiteServices.com
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SSL Secure
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"The County's Trusted Choice"
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Kieffer Insurance
101 High Street
Caribou, Maine 04736
Aroostook County, ME
(207) 496-3661
Toll Free: (877) 496-3661
Fax: (207) 498-6012
Office Hours: 7:30 am to
5:00 pm, Mon - Fri |
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Boat
Insurance
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The value of quality Maine boat insurance often doesn't become
apparent until you really need it. Whether it's a minor dent or a more substantial accident, it pays to have Maine boat insurance coverage you can count on. |
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Let our experienced Maine boat insurance specialist explain the
different Liability Limits, Comprehensive, Personal Injury Protection, Collision, Medical coverages, and deductibles that are available for you to choose from. Kieffer Insurance of Caribou, Maine offers affordable boat insurance policies from reliable insurance companies serving the state. |
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Learn more about Maine Boat Insurance
coverage options below! |
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Click on the link below to fill out a secure quote request form for a
Maine Boat Insurance policy that will provide excellent insurance coverage for your boat at an affordable cost. Or you can speak with our Maine Boat Insurance agent specialist at 207-496-3661 to discuss the policy features in more detail. |
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Maine Boat Insurance Info
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Covers damage caused to the owners boat from a collision caused
by another boat, vehicle, or other object. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the collision coverage cost of the Maine boat insurance policy. |
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Covers damage caused to the insured's boat (your boat) from risks
such as theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you choose to pay upfront (if any) before the boat insurance policy pays. The higher the deductible chosen the lower the comprehensive coverage cost of the Maine boat insurance policy. |
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Maine Boat Insurance Info
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Maine Boat Insurance Info
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Injuries that you (insured) cause to someone else is covered under this
part of a boat insurance policy. The minimum liability insurance coverage available for purchase in Maine is 50/100 and is explained in detail below. However, we recommend that you choose liability insurance coverage amounts that are much higher than the Maine minimums listed below. Contact us at 207-496-3661 to discuss the features and to discuss what liability coverage amounts you require to meet your needs. |
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50/100/25 50=$50,000 - 100=$100,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in
an accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
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Damage caused by the insured (you) to someone else's property, such
as another boat or dock, is covered through property damage boat insurance coverage. This coverage also assists in protecting you if a lawsuit arises from an accident. The minimum required coverage amount in Maine is $25,000. |
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Bodily Injury Liability
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Maine Property Damage Liability
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Maine Liability Coverage limits explanation:
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Maine Boat Insurance Info
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80% of medical benefits for all reasonable expenses for necessary
medical, surgical, x-ray, dental and rehabilitative services, including prosthetic devices, wheelchairs, crutches, slings, neck braces and splints (including necessary travel related to medical care.) |
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80% of necessary remedial treatment (nursing home care or home
nursing care).
60% of disability benefits for any loss of gross income and loss of earning
capacity from inability to work because of an injury suffered in an accident. |
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Benefits Provided:
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Maine Boat Insurance Info
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50/100 50=$50,000 - 100=$100,000
First number = uninsured boater maximum for one person injured
in an accident.
Second number = uninsured boater maximum for all injuries in one
accident. |
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Example of Uninsured limits:
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Covers the insured (you) for your bodily injury caused by a hit-and-
run driver or an at-fault driver who has no liability insurance. This is a required coverage for Maine Boat Insurance. Maine's minimum uninsured boater insurance coverage requirements are 50/100 and is explained in detail below. Contact us to discuss what uninsured coverage amounts you require to meet your family or personal boating needs. |
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Maine does not require (PIP) or personal injury protection coverage.
This coverage pays medical bills for injuries suffered in a boat accident regardless of who caused the accident. |