Maine ATV Insurance Information
Maine Homeowners, Auto, ATV
& Business Insurance Specialists
Kieffer Insurance
Proudly Serving
Maine since 1926!
Kieffer Insurance of Caribou, Maine
Kieffer Insurance
101 High Street
Caribou, Maine 04736
Aroostook County, ME
(207) 496-3661
Fax: (207) 498-6012
Office Hours: 7:30 am to
5:00 pm, Mon - Fri
ATV
Insurance
The value of good ATV insurance often doesn't become apparent
until you really need it. Whether it's a minor incident or a more
substantial accident, it pays to have Maine ATV insurance
coverage you can count on.
Let our experienced Maine ATV Insurance policy specialist explain
the different Liability limits, Comprehensive, Collision, Uninsured
Motorist, Personal Injury Protection, Medical coverages, and
deductibles that are available for you to choose from. We offer
affordable motorcycle insurance policies from a leader in the
insurance industry.
Click on the link below to fill out a secure quote request form for
a Maine ATV Insurance policy that will provide excellent All Terrain
Vehicle insurance coverage at an affordable cost. Or speak with
our Maine ATV Insurance agent specialist at 207-496-3661 to
discuss the policy features in more policy features in more detail.
We are your local Aroostook County, Maine full-service insurance agency,
offering affordable Maine ATV Insurance policy premiums to residents of the
following towns and counties: Caribou, Presque Isle, Van Buren, Houlton,
Perham, Washburn, Crouseville, Mapleton, Fort Fairfield, Ashland, New
Sweden, Portage, Limestone, Mars Hill, Bridgewater, Easton, Blaine,
Guerette, Keegan, St. Agatha, Grand Isle, Fort Kent, Madawaska, St. John,
St. Francis, Dickey, Clayton Lake, Allagash, Winterville, Knowles Corner,
Smyrna Mills, Littleton, Ludlow, Millinocket, Bangor, Waterville, Pittsfield,
Augusta, Auburn, Lewiston, Bar Harbor, Ellsworth, Belfast, Bucksport, Bath,
Portland, Saco, Biddeford, Penobscot County, Piscataquis County, Somerset
County, Washington County, and Cumberland County, ME.
50/100 50=$50,000 - 100=$100,000
First number = uninsured motorist maximum for one person injured in
an accident.
Second number = uninsured motorist maximum for all injuries in one
accident.

Learn more about Maine ATV Insurance
policy coverage options below!
Collision Coverage - Maine ATV Insurance
Covers damage caused to the owners ATV from a collision caused by another
vehicle or other object. The deductible is the amount you choose to pay
upfront (if any) before the ATV insurance policy pays. The higher the
deductible you choose, the lower the collision coverage cost within the Maine
ATV Insurance policy.
Maine ATV Insurance FAQ
Comprehensive Coverage - Maine ATV Insurance
Covers damage caused to the insured's ATV (your ATV) from risks such as
theft, fire, falling objects, earthquake, flood, missiles, explosion, riot and civil
unrest. The deductible is the amount you choose to pay upfront (if any)
before the ATV insurance policy pays. The higher the deductible chosen the
lower the comprehensive coverage cost within the Maine ATV Insurance
policy.
Maine ATV Insurance FAQ
Liability Coverage (Bodily Injury & Property Damage)
Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this
part of an ATV insurance policy. Maine's minimum liability insurance
coverage requirements are 50/100/25 and is explained in detail below.
However, we recommend that you choose liability insurance coverage
amounts that are much higher than the minimums required by Maine law.
Contact us at 207-496-3661 to discuss what ATV liability coverage
amounts you require to meet your family and personal needs.

Liability limits explanation:
50/100/25 50=$50,000 - 100=$100,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in
an accident.
Second number = bodily injury liability maximum for all injuries in one
accident.
Third number = property damage liability maximum for one accident.
Maine Property Damage Liability
Damage caused by the insured (you) to someone else's property,
such as a motorcycle, ATV, car, fence, or house, is covered
through property damage ATV insurance coverage. This coverage
also assists in protecting you if a lawsuit arises from an accident.
Maine ATV Insurance FAQ
Medical Payments Coverage - Maine ATV Insurance
Maine ATV Insurance FAQ
Uninsured Motorist Coverage - Maine ATV Insurance
Example of uninsured motorist limits:
Maine ATV Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run
driver or an at-fault driver who has no ATV, auto or motorcycle liability
insurance. This is required for ATV Insurance in Maine. Maine's minimum
uninsured motorist insurance coverage requirements are 50/100 and is
explained in detail below. Contact us at 207-496-3661 to discuss what ATV
uninsured coverage amounts you require to meet your family and personal
needs.

Click on the link below to fill out a secure quote request form for a
Maine ATV Insurance policy that will provide excellent ATV insurance
coverage at an affordable cost. Or you can speak with our Maine ATV
Insurance agent specialist at 207-496-3661 to discuss the policy
features in more detail.
Medical payments coverage pays for the medical and funeral expenses
for you or others hurt or killed in an accident while riding on or driving
your ATV. Claims against this coverage include all reasonable hospital,
surgical, chiropractor, X-ray, dental, professional nursing, prosthetic,
and funeral expenses. It will also cover you or members of your family if
you are hit by a car when you are walking or if you are riding on
another ATV. This coverage will pay for your medical and funeral
expenses even if you cause the accident. The coverage is often limited
to medical care you get in the first one, two, or three years after the
accident and is limited to a specific dollar amount. This is a required for
ATV Insurance in Maine and your insurance policy must have a minimum
of $1,000 of medical payments coverage.
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Maine ATV Insurance Information